Complete Guide: How to Use Revolut Abroad

If you are planning a trip abroad and want to use your Revolut card to manage foreign currency transactions, this guide will explain how it works and why it is advantageous. Revolut offers multi-currency accounts that allow you to exchange money in different currencies with lower fees compared to traditional bank cards.

This guide is useful for anyone who has a Revolut card and wants to understand how to use it abroad for payments and withdrawals, avoiding hidden costs and making the most of the features offered.

• Foreign currency payments: Find out how to make payments with favorable exchange rates and what the monthly limits are based on your plan.
• ATM withdrawals: Learn how to withdraw cash abroad and what fees Revolut applies.
• Managing foreign currency accounts: Add and manage accounts in different currencies directly from the Revolut app.

Prerequisites

• Hardware:
  • Revolut physical or virtual card
• Software:
  • Revolut app for iOS devices (App Store)

How to use Revolut to pay abroad

Follow this step-by-step procedure to use your Revolut card for payments abroad.

• Launch the Revolut app on your Android or iPhone/iPad device.
• Log in to your account via biometric recognition or manually enter the passcode.
• On the Home screen, tap on the Accounts option.
• Select the Add new and Currency account options.
• Choose the currency of interest.
• To add funds to the new currency account, select the Add funds or Move funds option.
• Indicate the amount to be transferred and press the Review order and Sell currency buttons to authorize the operation.
• To make a payment, bring the physical card close to the POS or insert it into the terminal and, if requested, enter the relevant PIN.
• Check that the payment option is set to All flat currencies:
• Tap on the card icon in the top right corner.
• Press the Settings option.
• In the Pay in section, make sure the All flat currencies option is selected.
• If the POS offers to pay in euros or the local currency, always choose the local currency to avoid Dynamic Currency Conversion (DCC).

How to withdraw with Revolut abroad

• Go to an automatic teller machine that supports Visa or MasterCard.
• Insert your Revolut card and follow the instructions on the screen to make the withdrawal.
• Check for any additional withdrawal fees that may be applied by the ATM.

VERIFICATION AND TROUBLESHOOTING: How to test if it works and what to do if it fails

After setting up and using your Revolut card abroad, it is important to verify that everything is working correctly and to know how to solve any problems.

Testing the card's functionality

• Make a small test payment: Use your Revolut card for a small purchase in a currency other than euros. Check that the transaction is correctly recorded in the Revolut app and that the balance of the account in the corresponding currency is updated.
• Perform a test withdrawal: Withdraw a small amount of money from an ATM abroad. Make sure the amount withdrawn is deducted from your Revolut account balance and that the transaction appears in the app.
• Check notifications: Make sure the Revolut app push notifications are enabled to receive real-time alerts on all transactions.

Troubleshooting

• Blocked transactions: If a transaction is refused, check that the balance of the account in the corresponding currency is sufficient. Also verify that the card is not blocked for security reasons.
• Currency exchange problems: If the currency exchange is not performed automatically, make sure you have selected the "All flat currencies" option in the card settings. Also verify that the account in the desired currency has been correctly created and funded.
• Rejected withdrawals: If a withdrawal is rejected, check that it has not exceeded the free monthly limit provided by your plan. Also verify that the ATM does not apply additional fees that could block the operation.
• Support contacts: If the problem persists, contact Revolut customer support through the app or the official website. Provide all necessary information about the transaction or withdrawal that caused the problem.

Educational summary and invitation to practice

At the end of this guide, you will have all the information you need to use your Revolut card abroad efficiently and conveniently. You have learned how to manage the costs of operations, how to pay and withdraw in foreign currency, and how to set up multi-currency accounts.

• Summary of key steps:
• Know the costs of fees for payments and withdrawals based on your Revolut plan.
• Associate a foreign currency account with your card via the Revolut app.
• Make payments in local currency to avoid additional costs.
• Configure the card settings to always pay in the local currency.

Now that you have all the necessary information, all you have to do is put it to the test. Use your Revolut card on your next trip and experience the benefits of paying and withdrawing in foreign currency without worries. Have a good trip and happy spending!